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About Our Group

Within our group of companies, we specialise in peer to peer lending in Australia and funding private mortgages within Australia. We receive applications from borrowers and brokers for home loans and commercial mortgages which we finance ourselves or introduce to our network of private investors for funding.

We are property finance specialists and fund: Non-resident home loans; Residential property loans; Commercial development loans; Construction and development loans; and Short term business loans.

Our private wholesale investors include: High net worth individuals (HNWI); Family offices; Self managed super funds (SMSF); Religious groups; Charities; and Foreign investors.

Peter Benson CCG

Our Group of Companies

Credit Connect has been operating profitably as a peer-to-peer lender since 2006. We “connect” people who want to borrow money for quality commercial property projects with people who want to invest money secured by property. We provide approved borrowers access to funding not available through traditional lenders and sophisticated investors access to higher returns on their cash.

Credit Connect Finance is our private lending entity and is a licensed to operate as a non-bank credit provider. We raise and lend dedicated private funds for property investment home loans. We specialise in interest-only mortgages and non-resident home loans, including house and land packages.

Credit Connect Capital is a public company incorporated in March 2013. We are licensed to operate a property trust and managed mortgage investment scheme. We specialise in first mortgage managed investments. The company is currently inactive.

Wealth Managers/Accredited Brokers/Referrers

We enjoy longstanding relationships with an established network of wealth managers, accredited brokers and real estate agent referrers.

Our wholesale investors include High net worth individuals (HNWI), Family offices, Self managed super funds (SMSF), Religious groups, Charities, Hedge funds, and Foreign investors.

We fund Non-resident home loans, Residential property loans, Commercial property loans, Short-term business loans, Construction and development loans. We specialise in lending to non-resident, self-employed and interest-only borrowers.

Enquire now about becoming an accredited broker or referrer.

Wealth managers brokers referrers


What We Do

We’re a peer-to-peer and non-bank private lender.
We invest our own funds or use private investor finance.
Secured loans for property investments or projects.
Short-term loans of 1-3 years.
Interest-only loans.
Fixed-interest rate loans.
Property security, which can be used for working capital or business purposes.

What We Don’t Do

We’re not a broker.
Use bank or institutional funds.
Unsecured loans.
Long-term finance.
Interest-and-principal loans.
Variable-interest rate loans.
Lend against business equipment.


What We Do

While we lend to foreign borrowers, it’s only on Australian real estate.
Take a balanced approach in presenting the risks and benefits of our loan opportunities. We recommend investors seek independent advice as to the suitability of our products for your needs.
Know exactly what you’re investing in with the ability to undertake your own due diligence.

What We Don’t Do

Invest in overseas property markets.
“Sell” investments or offer financial advice. We are not sales people or financial advisors.
Pooled funds; financial engineering or packaged mortgages; fractional loans or crowdfunding to retail investors.

Over 13 Years of Proven Returns and Successful Settlements

A snapshot of the average and range of loans successfully funded by our private investors over the past 13 years.

Average Returns

Investor returns range over 13 year period

The above graph illustrates the net annualised returns generated by our private lenders since 2006. As you will note, the rates acheived are well in excess of traditional term deposit or similar style investments offered by the banks.

Average LVR

Loan to value ratio range over 13 year period

Our average LVR of loans is very low approx 50%. This means for a property valued at $1 million, the average loan amount is $500,000 ensuring our private investors’ funds are well secured and the risk of capital loss is mitigated.

Average Loan Size

Loan size range over 13 year period

As illustrated above, most loans are generally for amounts less than $500,000 making them attractive to a broad range of lenders.

Results across all group entities from 2006 – end of financial year 2019.

Past results are not a guarantee of future performance.

Since 2006 $343,796,389.00 has been lent over 13 years of proven returns weighted average of 10.96% pa.

Credit Connect Group logo

Our Group of Companies

Credit Connect logo

Peer-to-Peer Lending

Connecting sophisticated and wholesale investors with commercial mortgage borrowers.

Credit Connect Finance logo

Private Lending

Non-bank credit provider of property investment and non-resident home loans.

Credit Connect Capital logo

Managed Funds

First mortgage managed investments (currently inactive).

Our Licences

We follow responsible lending practices and, within the group, are ASIC-licensed credit and financial service providers.


Credit Connect Finance Pty Ltd (ACN 113 576 891) (“Credit Connect Finance”) holds an Australian Credit Licence 396190 issued by the Australian Securities and Investments Commission. The entity is licensed to provide credit to consumer clients under the National Consumer Credit Protection Act.


Credit Connect Capital Ltd (ACN 104 081 192) (“Credit Connect Capital”) is a public company and holds an Australian Financial Services Licence 230173 issued by the Australian Securities and Investments Commission. The entity is licensed to offer managed investment schemes to retail and wholesale clients.

Important Information: The information provided on this website is for general education purposes only and is not intended to constitute specialist or personal advice. This web site is not intended to be a complete statement of all information and has been prepared without taking into account your objectives, financial situation or needs. Because of this, you should consider the appropriateness of the information to your own situation and needs before taking any action. It should not be relied upon for the purposes of entering into any legal or financial commitments. All loan applications are subject to our normal credit assessment and loan suitability criteria. Terms, conditions, fees and charges apply. Past results are not a guarantee of future performance. Specific investment advice should be obtained from a suitably qualified professional before adopting any investment strategy.

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