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Who We Are
Our Group of Companies
Credit Connect has been operating profitably as a peer-to-peer lender since 2006. We “connect” people who want to borrow money for quality commercial property projects with people who want to invest money secured by property. We provide approved borrowers access to funding not available through traditional lenders and sophisticated investors access to higher returns on their cash.
Credit Connect Finance is a recent addition to the group and has been operating as a private lender and licensed credit provider since March 2017. We raise and lend dedicated private funds for property investment home loans. We specialise in interest-only mortgages and non-resident home loans, including house and land packages.
Credit Connect Capital is a public company incorporated in March 2013. We are licensed to operate a property trust and managed mortgage investment scheme. We specialise in first mortgage managed investments. The company is currently inactive.
Since 2006 $300m lent over 12 years of proven returns weighted average of 11% pa.
Over 11 Years of Proven Returns and Successful Settlements
A snapshot of the average and range of loans successfully funded by our private investors over the past 11 years.
Average Returns
The above graph illustrates the net annualised returns generated by our private lenders since 2006. As you will note, the rates acheived are well in excess of traditional term deposit or similar style investments offered by the banks.
Average LVR
The lower the LVR, the lower the risk! The average LVR of loans introduced by Credit Connect is a very low 50%. This means for a property valued at $1 million, the average loan amount is $500,000 ensuring our private investors’ funds are well secured and the risk of capital loss is mitigated.
Average Loan Size
The average loan amount introduced by Credit Connect is for approximately $1,460,000. However, as illustrated above, most loans are generally for amounts less than $500,000 making them attractive to a broad range of lenders.
Results across all group entities from 2007 – end of financial year 2018.
Past results are not a guarantee of future performance.
Over $158 million in assets currently under management!
Wealth Managers, Accredited Brokers, and Referrers
We enjoy longstanding relationships with an established network of wealth managers, accredited brokers, and broker and real estate agent referrers.
Our wholesale investors include: High net worth individuals (HNWI), Family offices, Self managed super funds (SMSF), Religious groups, Charities, Hedge funds, and Foreign investors.
We fund: Non-resident home loans; Residential property loans; Commercial property loans; Construction and development loans; and Short-term business loans. We specialise in lending to non-resident, self-employed, and interest-only borrowers!
Enquire now about becoming an accredited broker or referrer.
What Our Clients and Industry Professionals Say About Us
My family have advanced over $8,000,000.00 into mortgages with the team at Credit Connect Capital. We have found all our dealings to be prompt, professional and reliable.
We have a lot of borrower enquiries. If we believe they are loans worthy of funding we forward them to Credit Connect to consider funding. The turnaround time in obtaining approvals is fantastic, the hands on approach, professional manner, communication and respect shown by Credit Connect’s staff is to be commended. Our firm has been involved in millions of dollars’ worth of loan transactions that have settled with Credit Connect over the years and highly recommend them to use for any financing needs you may have.
I have been engaged as the company’s lawyer since 2009. Credit Connect operate on a conservative basis with respect to lending ratios, management and approval process. The company has always reported their interests in financial transactions clearly and concisely with full financial reporting disclosure. It provides the community with a good alternative source of financing in the mortgage industry.
What We Don’t Do
Loans
What We Don’t Do
What We Do
Investments
What We Don’t Do
What We Do
Our Group of Companies
Peer-to-Peer Lending
Connecting sophisticated and wholesale investors with commercial mortgage borrowers.
Private Lending
Non-bank credit provider of property investment and non-resident home loans.
Managed Funds
First mortgage managed investments (currently inactive).
Our Licences
We follow responsible lending practices and, within the group, are ASIC-licensed credit and financial service providers.
ACL
Credit Connect Finance Pty Ltd (ACN 113 576 891) (“Credit Connect Finance”) holds an Australian Credit Licence 396190 issued by the Australian Securities and Investments Commission. The entity is licensed to provide credit to consumer clients under the National Consumer Credit Protection Act.
AFSL
Credit Connect Capital Ltd (ACN 104 081 192) (“Credit Connect Capital”) is a public company and holds an Australian Financial Services Licence 230173 issued by the Australian Securities and Investments Commission. The entity is licensed to offer managed investment schemes to retail and wholesale clients.
Important Information: The information provided on this website is for general education purposes only and is not intended to constitute specialist or personal advice. This web site is not intended to be a complete statement of all information and has been prepared without taking into account your objectives, financial situation or needs. Because of this, you should consider the appropriateness of the information to your own situation and needs before taking any action. It should not be relied upon for the purposes of entering into any legal or financial commitments. All loan applications are subject to our normal credit assessment and loan suitability criteria. Terms, conditions, fees and charges apply. Past results are not a guarantee of future performance. Specific investment advice should be obtained from a suitably qualified professional before adopting any investment strategy.
