Within our group of companies, we specialise in Non Bank Lending in Australia. We receive applications from borrowers and brokers for home loans and commercial mortgages which we finance ourselves or introduce to our network of private investors for funding.
We are property finance specialists we fund, commercial loans, construction and development loans, residential property loans, non-resident home loans, newly established property loans, short term business loans, house and land.
Our private wholesale investors include, high net worth individuals, family offices, self managed super funds, religious groups, charities and foreign investors.

Our Group of Companies
Credit Connect has been operating profitably as a Non Bank Lender since 2006. We “connect” people who want to borrow money for quality commercial property projects with people who want to invest money secured by property. We provide approved borrowers access to funding not available through traditional lenders and sophisticated investors access to higher returns on their cash.
Credit Connect Finance is our private lending entity and is a licensed to operate as a Non Bank Credit Provider. We raise and lend dedicated private funds for property investment home loans. We specialise in interest only mortgages and non-resident home loans, including house and land packages.
Credit Connect Capital is a public company incorporated in March 2013. We are licensed to operate a property trust and managed mortgage investment scheme. We specialise in first mortgage managed investments.
Wealth Managers/Accredited Brokers/Referrers
We enjoy longstanding relationships with an established network of wealth managers, accredited brokers and real estate agent referrers.
Our wholesale investors include high net worth individuals, family offices, self managed super funds, religious groups, charities, hedge funds and foreign investors.
We fund commercial property loans, construction and development loans, residential property loans, non-resident home loans and short term business loans. We specialise in lending to self-employed and interest only borrowers.
Enquire now about becoming an accredited broker or referrer.

Borrowing
What We Do
What We Don’t Do
Investing
What We Do
What We Don’t Do
Over 14 Years of Proven Returns and Successful Settlements
A snapshot of the average and range of loans successfully funded by our private investors over the past 14 years.
Average Returns

The above graph illustrates the net annualised returns generated by our private lenders since 2006. As you will note, the rates acheived are well in excess of traditional term deposit or similar style investments offered by the banks.
Average LVR

Our average LVR of loans is very low approx 50%. This means for a property valued at $1 million, the average loan amount is $500,000 ensuring our private investors’ funds are well secured and the risk of capital loss is mitigated.
Average Loan Size

As illustrated above, most loans are generally for amounts less than $500,000 making them attractive to a broad range of lenders.
Results across all group entities from 2006 – end of financial year 2020.
Past results are not a guarantee of future performance.
Since 2006 more than $360,000,000 has been lent over 14 years with proven returns weighted average of 10.89% per annum

Our Group of Companies

Non Bank Lending
Connecting sophisticated and wholesale investors with commercial mortgage borrowers.

Private Lending
Non Bank Credit Provider of property investment and non resident home loans.

Managed Funds
First mortgage managed investments.
Our Licences
We follow responsible lending practices and, within the group, are ASIC-licensed credit and financial service providers.
ACL
Credit Connect Finance Pty Ltd, (A.C.N: 113 576 891) (“Credit Connect Finance”) holds an Australian Credit Licence 396190 issued by the Australian Securities and Investments Commission. The entity is licensed to provide credit to consumer clients under the National Consumer Credit Protection Act.
AFSL
Credit Connect Capital Ltd, (A.C.N: 104 081 192) (“Credit Connect Capital”) is a public company and holds an Australian Financial Services Licence 230173 issued by the Australian Securities and Investments Commission. The entity is licensed to offer managed investment schemes to retail and wholesale clients.
Important Information: The information provided on this website is for general education purposes only and is not intended to constitute specialist or personal advice. This website is not intended to be a complete statement of all information and has been prepared without taking into account your objectives, financial situation or needs. Because of this, you should consider the appropriateness of the information to your own situation and needs before taking any action. It should not be relied upon for the purposes of entering into any legal or financial commitments. All loan applications are subject to our normal credit assessment and loan suitability criteria. Terms, conditions, fees and charges apply. Past results are not a guarantee of future performance. Specific investment advice should be obtained from a suitably qualified professional before adopting any investment strategy.