How’s your superannuation been treating you lately?

That’s a question investors would’ve been asking themselves if they’d read Industry Super Australia’s recent report, which calculated returns from MySuper products over the past five years.

The median return was only 7.1% per annum. And there were some shocking performances from some big names:

• Commonwealth Bank Essential = 4.9% p.a.
• AMP Anglican Super = 5.7% p.a.
• Westpac BT Business = 6.7% p.a.

Superannuation offers tax advantages – but not enough to justify such paltry returns, especially when your money is locked away until you retire.

How to turn $100 into $400

That brings us to the smart money.

Since Credit Connect Group opened its doors in 2006, investors have earned an average return of 10.96% p.a.

You can’t blame mum and dad investors, with limited financial knowledge, for putting their money in index funds. That’s what they’re designed for.

The wholesale and sophisticated investors who have backed Credit Connect Group during the past 13 years are obviously much more knowledgeable and by banking an average annual return of 10.96%, they’ve converted that knowledge into handsome profits.

How handsome? An investment of $100 back then would now be worth about $400.

Credit Connect Group makes the investment process easy

Credit Connect Group has designed a transparent, user-friendly investing system based on the preferences of smart-money investors.

Here’s how it works.

First, borrowers apply to Credit Connect Group for residential loans (ranging from $100,000 to $1 million) or commercial loans ($100,000 to $50 million).

Second, Credit Connect Group puts these applicants through an initial round of vetting. Quite a few are rejected. Those that do survive must tick three boxes:

• Sound financial position
• First mortgage security
• Low LVR (up to 60% for residential, 65% for commercial)

Third, Credit Connect Group alerts investors once an applicant has passed the initial vetting process. Interested investors can conduct their own due diligence and can ask Credit Connect Group for details about the borrower’s finances, property purchase, loan size and loan term.

Fourth, investors decide whether to fund the loan, or to pass and wait for the next opportunity.

As we say, transparent and user-friendly.

Even better, Credit Connect Group does the hard work of managing the borrower and the loan. All investors have to do from that point is sit back and collect their monthly interest payment.

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