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HOME LOANS

Loans from $100K – $1m

Australian real estate security required

Enquire Now Below
 

“Home Loans for Non Residents”

Discuss Your Loan Requirements Now!

A “Yes” When the Banks say “No”

How it Works

The banks and traditional lending institutions aren’t funding interest-only and non-resident home loans.
We are licensed by ASIC to provide credit to consumers and are able to finance short-term home loans from $100k – $1m using our own funds or funds raised from our established network of private wholesale investors.
Each loan application received is individually assessed with a strong focus on the quality of the real estate security provided.
If approved, you receive funding for your property investment and service the monthly interest.
We manage the entire loan process from start to finish and deal with the investor on your behalf.
You repay the loan at the end of the loan term or choose to refinance.

Benefits

Niche non-bank lender. Access funding not available through banks, credit unions and building societies.
Funding approval for your property investment. We fund short-term home loans for both newly established property and house and land packages.
Lending tailored to you. We specialise in lending to foreign-residents, self-employed, interest-only, and non-conforming borrowers!
Move quickly! We provide quick answers and prompt settlements so you can act fast!

Find out before you fill in any paperwork or pay any fees if you might qualify for funding!

Do I Qualify?

A snapshot of our general loan terms and parameters.

We know that every loan is different. Book a free phone call to discuss your unique loan requirements and objectives now.

Full details of the credit criteria, conditions, fees and charges that apply and the provision of interest and appropriate comparison rates will be provided on application. All loans are subject to responsible lending standards.

Steps

Free phone consultation. Sign up for a free phone call and find out before you fill in any paperwork or pay any fees if you might be eligible for funding.
Assessment and Valuation. If you qualify and find the loans terms suitable, complete and return the application form and supporting documentation. Pay the application fee. The official credit assessment and security property valuation can then be completed.
Registration and Settlement. If approved, sign and return all the legal papers. Pay any legal and approval fees. Get your money!
Book Now

and get your free phone consultation!

Loan Products

Home Loans & Property Investment Loans for Individuals & Non-Resident Borrowers

(consumer, coded loans)

NEWLY ESTABLISHED PROPERTY

  • Amount: AU$100,000-$1,000,000
  • Gearing: Max 60% LVR
  • Term: 1-3 years.
  • Loan Type: Fixed. Interest-only. First mortgages, refinance.
  • Security Type: Established residential property (first registered owner).
Apply Now

HOUSE AND LAND

  • Amount: AU$200,000-$1,000,000
  • Gearing: Max 60% LVR
  • Term: 1-3 years
  • Loan Type: Fixed interest. Interest-only. First mortgages.
  • Security Type: Detached/semi-detached dwelling construction, vacant land.
Apply Now

We know that every loan is different. Book a free phone call to discuss your unique loan requirements and objectives now.

Full details of the credit criteria, conditions, fees and charges that apply and the provision of interest and appropriate comparison rates will be provided on application. All loans are subject to responsible lending standards.

Recently Funded Loans

View more non resident home loans approved for funding.

Latest Funded Loan

See More Funded Loans

What Our Borrowers and Industry Professionals Say About Us

Frequently Asked Questions

Q: What is your loan qualification criteria?

A: We practice responsible lending standards and assess each applicant’s suitability for finance individually. Borrower requirements and objectives, financial circumstances, ability to service the loan, and security property value are all taken into consideration. Our general loan parameters are:

  1. Security property located within a 50km radius of a capital city;
  2. Maximum security property LVR of 60%; (We lend up to 60% of the value of the security property)
  3. Minimum serviceability of 1.25 x ICR. (Minimum disposable income required to service the interest on the loan ie. after-tax income equivalent to 125% of the monthly interest)

Q. How quickly can you settle?

A: If approved, access your funds in as little as 2-4 weeks! The entire process from assessment to settlement can generally be completed within 2 weeks of receiving all the requested information and supporting documentation.

Q: What are your interest rates and fees?

A: Our Pre-Contractual Statement details the full list of fees payable for each loan. This is provided to you upfront and before progressing to application stage so there are no surprises and you can be confident the loan is affordable for you and suits your circumstances.

Q: Is CCG qualified and licensed to provide finance?

A: Credit Connect Finance is the Australian Credit Licence holding entity within the group. We are licensed by ASIC to provide credit to consumers and we take our licence responsibilities seriously. Read more here

Have more questions? Contact us for a confidential discussion now.

Full details of the credit criteria, conditions, fees and charges that apply and the provision of interest and appropriate comparison rates will be provided on application. All loans are subject to responsible lending standards.

Important Information: The information provided on this website is for general education purposes only and is not intended to constitute specialist or personal advice. This web site is not intended to be a complete statement of all information and has been prepared without taking into account your objectives, financial situation or needs. Because of this, you should consider the appropriateness of the information to your own situation and needs before taking any action. It should not be relied upon for the purposes of entering into any legal or financial commitments. All loan applications are subject to our normal credit assessment and loan suitability criteria. Terms, conditions, fees and charges apply. Past results are not a guarantee of future performance. Specific investment advice should be obtained from a suitably qualified professional before adopting any investment strategy.

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