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Loans from $50k – $10m

real estate security required

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Are you struggling to get finance?

How it Works

We specialise in working with borrowers who mainstream lenders don’t want to touch, even though they’re good people with acceptable risk profiles.
Borrowers must provide first mortgage security, with the maximum LVR set at 70% for residential properties.
Loan terms are from one to three years, with the interest rate fixed for the entire term and repayments made monthly.
Once the term ends, borrowers can roll over their loan with us.


We promise to give you terms within one business day, the enquiry will not appear on your credit report.
We won’t torture you by sitting on your application for months and demanding that you adhere to rigid rules.
We’re assessing loans rapidly and when you loan is approved, they’re moving quickly to settlement.
Once your loan gets approved, we do the hard work of managing the loan.

The mainstream banks close doors. We open them. That’s why borrowers love working with us.

Residential Loan Products & Fees

Amount: AU$50,000-$10,000,000

Interest Rate: Each loan quoted individually

Gearing: Max 70% LVR (First mortgages; higher gearing considered for second mortgages)

Term: 1 to 3 years

Loan Type: Fixed interest, interest-only. First and second mortgages, refinance, bridging finance, mezzanine funding.

Security Type: Any residential real estate, apartments, units, detached/semi-detached, residual stock …

Full details of the credit criteria, conditions, fees and charges that apply and the provision of interest will be provided on application.

All loans are subject to responsible lending standards.

Recently Funded Residential Loans

View more residential loans approved for funding.

See More Funded Loans

Important Information: The information provided on this website is for general education purposes only and is not intended to constitute specialist or personal advice. This web site is not intended to be a complete statement of all information and has been prepared without taking into account your objectives, financial situation or needs. Because of this, you should consider the appropriateness of the information to your own situation and needs before taking any action. It should not be relied upon for the purposes of entering into any legal or financial commitments. All loan applications are subject to our normal credit assessment and loan suitability criteria. Terms, conditions, fees and charges apply. Past results are not a guarantee of future performance. Specific investment advice should be obtained from a suitably qualified professional before adopting any investment strategy.

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