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COMMERCIAL LOANS

Loans from $50K – $50m

real estate security required

Enquire Now Below

A “Yes” When the Banks say “No”

How it Works

The banks and traditional lending institutions aren’t funding certain market sectors or their loan parameters are rigid and restrictive to certain types of borrowers.

We are able to finance these short-term property loans from $50k – $50m using our own funds or funds raised from our established network of private investors.
Each loan application received is individually assessed with a strong focus on the quality of the real estate security provided.

A personalised interest-only rate is provided based on the identified merits and risk of the individual loan.

You receive funding for your property project and service the monthly interest.
We manage the entire loan process from start to finish and deal with the investor on your behalf.

You repay the loan at the end of the loan term or choose to refinance.

Benefits

Experienced private lender. Access funding not available through banks, credit unions and building societies.
Funding approval for your property project. We fund short-term loans including small business loans, residential property loans, commercial property loans, and construction and development loans.
Lending tailored to you. Flexible and personalised finance. We specialise in lending to property professionals including self-employed, interest-only, and non-conforming borrowers!
Access the equity in your property. Refinance, second mortgages, bridging finance, and mezzanine loans considered!
Move quickly! We provide quick answers and prompt settlements so you can act fast!

Book a Free Call and Get your Personalised Interest Rate!

Find out before you fill in any paperwork or pay any fees if you might qualify for funding!

Do I Qualify?

A snapshot of our general loan terms and parameters.

We know that every loan is different. Book a free phone call to discuss your unique loan scenario and personalised rate.

Full details of the credit criteria, conditions, fees and charges that apply and the provision of interest will be provided on application. All loans are subject to responsible lending standards.

Loan Products & Fees

Property Loans for Businesses

RESIDENTIAL PROPERTY

  • Amount: AU$50,000-$10,000,000
  • Interest Rate: From 10.5% pa
  • Gearing: Max 65% LVR (First mortgages; higher gearing considered for second mortgages)
  • Term: 1-3 years
  • Loan Type: Fixed interest, interest-only. First mortgages, refinance, second mortgages, bridging finance, mezzanine funding.
  • Security Type: Apartments, units, detached/semi-detached…
Apply Now

CONSTRUCTION AND DEVELOPMENT

  • Amount: AU$100,000-$50,000,000
  • Interest Rate: From 10.5% pa
  • Gearing: Max 65% LVR (First mortgages; higher gearing considered for second mortgages)
  • Term: 1-2 years
  • Loan Type: Fixed interest, interest-only. First mortgages, refinance, second mortgages, bridging finance, mezzanine funding.
  • Security Type: Land, sub-division, residential property, commercial buildings, multi-dwelling…
Apply Now

COMMERCIAL PROPERTY

  • Amount: AU$50,000-$50,000,000
  • Interest Rate: From 10.5% pa
  • Gearing: Max 60-65% LVR (First mortgages; higher gearing considered for second mortgages)
  • Term: 1-3 years
  • Loan Type: Fixed interest, interest-only. First mortgages, refinance, second mortgages, bridging finance, mezzanine funding.
  • Security Type: Offices, Industrial, Shopping Centres, Hotels/Motels…
Apply Now

SHORT TERM BUSINESS LOAN

  • Amount: AU$50,000-$10,000,000
  • Interest Rate: Each loan quoted individually
  • Gearing: Max 65% LVR (First mortgages; higher gearing considered for second mortgages)
  • Term: 1-12 months
  • Loan Type: Fixed interest, interest-only. First mortgages, refinance, second mortgages, bridging finance, mezzanine funding.
  • Security Type: Residential property, commercial property…
Apply Now

FEES

  • Establishment Fee: Starting at AU$550 (payable upfront)
  • Valuation Costs: Each loan quoted individually
  • Quantity Surveyor Costs: Each loan quoted individually
  • Legal Costs: Each loan quoted individually (part payable upfront)
  • Approval Fee: 1.35-2% of loan amount (payable on settlement)

We know that every loan is different. Book a free phone consultation to discuss your unique loan scenario and personalised rate.

Full details of the credit criteria, conditions, fees and charges that apply and the provision of interest will be provided on application. All loans are subject to responsible lending standards.

Accredited Brokers and Referrers

Brokers and Referrers

Enquire about becoming an accredited broker or referrer today.

We enjoy longstanding relationships with an established network of accredited brokers and broker referrers.

We specialise in property and fund: Non-resident home loans, Residential property loans, Commercial property loans, Construction and development loans, and Short-term business loans.

We welcome application from non-resident, self-employed, interest-only, and non-conforming borrowers!

If you or your employer don’t hold an ACL, or if you haven’t been appointed as a Credit Representative by an Australian Credit Licensee who does, information about any fees you may be paid for any Successful Client Referrals introduced are detailed in our Referral Agreement.

Steps

1. Free phone consultation. Sign up for a free phone call and find out before you fill in any paperwork or pay any fees if you might be eligible for funding and what your personalised interest rate might be.

Book Now!

2. Assessment and Valuation. If you qualify and find the loans terms suitable, complete and return the application form and supporting documentation. Pay any establishment, valuation, and part-legal fees. The official credit assessment and security property valuation can then be completed.

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3. Get Funded! We present your loan opportunity to our network of private investors for funding.

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4. Registration and Settlement. If funded, sign and return all the legal papers. Pay any legal and approval fees. Get your money!

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Book Now

and get your free phone consultation and personalised rate!

If approved, funds available in as little as 2 weeks!

What Our Borrowers and Industry Professionals Say About Us

See Our Funded Loans

Frequently Asked Questions

Q: What is your loan qualification criteria?

A: Each loan is different and individually assessed, but our general criteria is:

  1. Security property located within a 50km radius of a capital city;
  2. Maximum security property LVR of 65; (We lend up to 65% of the value of the security property)
  3. Presales may be required for construction loans.

Q. How quickly can you settle?

A: If approved, access your funds in as little as 2-4 weeks! The entire process from assessment to settlement can generally be completed within 2 weeks of receiving all the requested information and supporting documentation.

Q: What are your interest rates and fees?

A: Each loan is different and assessed on its individual merits and risks, but our interest-only rates start at 10.5%. A full list of fees applicable to your particular loan will be provided upfront.

Have more questions? Contact us for a confidential discussion now.

Full details of the credit criteria, conditions, fees and charges that apply and the provision of interest will be provided on application. All loans are subject to responsible lending standards.

Important Information: The information provided on this website is for general education purposes only and is not intended to constitute specialist or personal advice. This web site is not intended to be a complete statement of all information and has been prepared without taking into account your objectives, financial situation or needs. Because of this, you should consider the appropriateness of the information to your own situation and needs before taking any action. It should not be relied upon for the purposes of entering into any legal or financial commitments. All loan applications are subject to our normal credit assessment and loan suitability criteria. Terms, conditions, fees and charges apply. Past results are not a guarantee of future performance. Specific investment advice should be obtained from a suitably qualified professional before adopting any investment strategy.

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